Business & Accounting Consulting
Financial Review Service
CFO-Level Review of Your Financials Before They Go to the Board, the Bank, the Auditors, or the Market
I review your monthly and quarterly financial statements, budgets, forecasts, and offering documents, and send back a clear memo: what's wrong, what's at risk, and what to do about it.
This is the review a full-time CFO would do before your numbers go to the board, the bank, the auditors, or the bond market. You get it without hiring one, and without waiting weeks for a firm.
- Written findings and action items, not a data dump
- Fixed-fee pricing with a 48-hour rush option when a deadline is tight
- Monthly and quarterly subscriptions or one-time project reviews
- Backed by 30+ years of finance leadership, audits, and complex reporting
Mike Baas
CPA (inactive) · 30+ years in finance leadership
More about Mike →
How It Works
A Second Set of Experienced Eyes on Every Set of Numbers
Send me the package your team already prepares. I do the reading, the reconciling, and the judging, and you get a decision-ready memo.Send the package
Upload your financial statements, supporting schedules, and any lender, board, or offering materials to a secure shared folder.
I review it
Tie-outs, trend and variance analysis, covenant checks, assumption testing, and presentation issues, using AI-assisted analysis with every finding reviewed and finalized by me.
You get action items
A written memo ranked by risk and materiality, with specific fixes and owners, followed by a call to walk through the findings.
Subscription Review Options
Choose the Review Cadence that Fits Your Reporting Cycle
All subscription reviews are delivered within 3–5 business days of receiving your package.Monthly
Monthly Financial Review
Best for companies closing the books monthly
$960/month$1,200
- P&L, balance sheet, and cash review
- Variance and trend flags
- Written issues and action items memo
- 30-minute review call
Quarterly
Quarterly Financial Review
Best for board, lender, or investor reporting
$2,400/quarter$3,000
- Deeper trend, KPI, and ratio analysis
- Covenant and compliance check
- Board-ready findings memo
- 60-minute review call
Monthly + Quarterly
Full Review Program
Best for companies that want continuous coverage
$1,400/month$1,750
- Everything in Monthly and Quarterly
- Annual review and year-end close readiness
- Priority turnaround
- Email access between reviews
Founding client pricing. Rates shown are 20% below standard pricing and are locked for 12 months for subscriptions signed before March 31, 2027.
Book your free consultationOne-Time Project Reviews
Independent Review Before the Numbers Leave the Building
Fixed-fee reviews for the documents that carry the most risk. Priced by scope; larger and multi-entity companies are quoted individually.| Review | What you get | Pricing |
|---|---|---|
| Pro forma / projection model | Assumption testing, formula and logic checks, sensitivity flags, and presentation issues before the model goes to lenders or investors | Fixed fee, quoted by scope |
| Bond or debt offering package | Review of the financial sections and supporting schedules of an offering or credit package, with issues ranked by materiality | Fixed fee, quoted by scope |
| Annual review and close readiness | Full-year review plus a year-end close and audit readiness checklist | Fixed fee, quoted by scope |
| Budget or forecast | Reasonableness review of the annual budget or rolling forecast against history and drivers | Fixed fee, quoted by scope |
| Lender / covenant compliance package | Covenant calculations, tie-outs, and reporting issues before submission | Fixed fee, quoted by scope |
| Board or investor package | Accuracy, consistency, and clarity review of the deck and supporting financials | Fixed fee, quoted by scope |
Project reviews start at $1,200. Every project is scoped and quoted as a fixed fee before work begins, so you know the cost up front.
Need it in 48 hours?
Add 48-hour rush turnaround to any project review for +30% of the review fee.
Engagement Details
What the review covers, and what it doesn't
What's included
- Written findings memo ranked by risk
- Specific action items with suggested owners
- Review call to walk through results
- Follow-up questions by email
How AI is used
- AI-assisted analysis speeds the reading and tie-out work
- Every finding is reviewed and finalized by me
- Client data is not used to train any model
- Files handled per a written data-handling policy
What this is not
- Not an audit, review engagement, or attestation
- Not a legal or investment opinion
- Management remains responsible for its financial statements and offering documents
Engagement structure
- Subscriptions billed monthly or quarterly, 12-month term
- Project reviews quoted as a fixed fee before work begins
- Available remotely for companies nationwide